Payments on WhatsApp

Moneythatmovesasfastasamessage.

WhatsApp checkout,payment links,anda Gateway APIinonewallet,withareceiptnobodycanfakeforeveryshilling.
Friends laughing at a payment on a phone
1 tap

To verify any receipt

Every shilling confirmed with the network before you hand over the goods

Fake screenshots accepted

0

Every wallet your customers already carry, one account

M-PesaAirtel MoneyMixx by YasHaloPesaWhatsAppBank payoutsSwichi Checkout
Why Swichi

Most apps tell you money was sent. Swichi tells you it arrived. Every shilling is confirmed with the network before it counts, and every receipt checks out in one tap, so a screenshot is never proof again.

A real team in Dar es Salaam behind every account. No call centres, no ticket numbers, no waiting a week for your own money.

Four ways in, one wallet

How do you want to get paid today?

WhatsApp checkout

Your customer pays inside the chat they already live in, approves with their own mobile money PIN, and a receipt lands on both phones.

M-PesaPayment linksAirtel MoneyWhatsApp receiptsMixx by YasUSSD pushHaloPesaBank payoutsWebhooks

Money you can point at.

Every payment ends with a receipt and a number. Here is what that looks like at the counter.

Paid in chat
3x

More orders paid the same day, fashion seller in Kariakoo

Chasing unpaid orders

First 90 days
−62%

1 in 5 orders unpaid → 1 in 13, school fees

Neema Kitenge

Average payment, request to receipt

38s

Real shops. Real shillings.

Fashion retailWhatsApp checkout

Neema Kitenge House

Moved every Instagram and WhatsApp order onto payment links and stopped shipping on screenshots.

0

Fake payments since switching

Get paid like Neema
School feesPayment links

Mlimani Academy

Sent every parent a fee link on WhatsApp. The bursar now closes a whole term in one afternoon.

94%

Fees paid before term

Get paid like Mlimani
DeliveryGateway API

Safari Fresh

Wired USSD push into its delivery app, so a rider leaves the gate only once the payment is confirmed.

11s

Order to confirmed

Get paid like Safari
The numbers behind the promise
0%

Payments confirmed at the source

0+

Mobile money networks, one account

0/7

Collections, payouts and receipts

How Swichi pays you.

Three steps, then it just runs.

0

New apps for your customers. They already have WhatsApp and a mobile money PIN.

3 Simple steps

01

Verify once

Open your account on WhatsApp with your ID and a selfie. Minutes, not branch visits and paperwork.

Why businesses switch

Same sale. Different proof.

The usual way
  • A screenshot arrives and you hope it is real
  • Five wallets, five apps, one headache to see who paid
  • Payouts take days and the fee is a surprise
  • A separate contract for every network
  • Every payment confirmed with the network before it counts
  • One wallet and one dashboard for every network
  • Withdraw any time, with the fee shown before you send
  • One API and one sandbox for all four networks

“Trust is the real currency at every counter. We built Swichi so each shilling arrives with its proof attached.”

The Swichi teamDar es Salaam
Our customers

Stories from the counter

“Fake M-Pesa messages used to cost me a dress a week. Now I ship only when Swichi says paid.”

Amina JumaOwner, Amina Boutique
Amina